If each of us were to be asked right now about our home insurance coverage, I am convinced that practically no one would know how to answer this question. When we buy a house, taking out insurance is one of the first things we do, that is true. But many times it is a mere procedure and we do not bother too much to know what coverage it offers us. The ideal of insurance is to pay for nothing, I mean, the best thing about having insurance is not having to use it. But without a doubt, almost everyone has ever suffered a mishap, of greater or lesser magnitude in…